Kudin Kwamfuta - ko saya

Kusan kowace kantin sayar da inda za ka saya komputa yana bada nau'ukan shirye-shiryen daban. Mafi yawan shaguna na yanar gizo suna ba da dama don sayen kwamfutar a kan ladabi ta layi. Wani lokaci, yiwuwar irin wannan sayan yana da kyau sosai - zaka iya samun bashi ba tare da biya bashin da biya bashi, a kan sharuɗan da suka dace maka ba. Amma yana da daraja? Zan yi kokarin gabatar da ra'ayina game da wannan.

Yanayin bashi

A mafi yawan lokuta, yanayin da aka ajiye ta Stores don sayen kwamfuta akan bashi kamar haka:

  • Rashin biya ko biyan kuɗi ko karamin taimako, ya ce, 10%
  • 10, 12 ko 24 watanni - biya bashin lokacin
  • A matsayinka na mai mulki, tayi amfani da bashi a cikin bashi, a ƙarshe, idan ba ku daina jinkirin biya, ku sami bashi kusan kyauta.

Gaba ɗaya, zamu iya cewa yanayin ba mafi mũnin ba, musamman ma idan aka kwatanta da wasu bashin rance. Saboda haka, a wannan batun, babu wani kuskure na musamman. Shakka game da shawarar sayen kayan kwamfuta don bashi bashi kawai saboda kwarewar wannan fasaha ta kwamfuta, wato: tsinkaya da sauri da rage farashin.

Kyakkyawan misali na sayen kwamfuta akan bashi

Ka yi la'akari da cewa a lokacin rani na shekara ta 2012 mun saya kwamfutar da ke da daraja 24,000 a cikin bashi na tsawon shekaru biyu kuma ya biya 1,000 rubles a wata.

Amfanin wannan sayan:

  • Mun samu kwamfutarka da sauri. Idan baka ajiyewa ba don kwamfutar har ma don watanni 3-6, kuma yana da muhimmanci kamar iska don aiki ko, idan an buƙata shi ba zato ba tsammani, ba zai yi aiki ba, wannan ya cancanta. Idan kana buƙatar shi don wasanni - a ganina, ma'ana - ga lalacewa.

Abubuwa mara kyau:

  • Daidai a cikin shekara ɗaya kwamfutarka da aka saya a bashi za a iya sayar wa dubu dubu goma sha shida kuma ba. A lokaci guda kuma, idan ka yanke shawarar ajiyewa a kan wannan kwamfutar, kuma ya ɗauki ku a shekara ɗaya - don adadin kuɗin da kuka saya sau ɗaya mafi yawan PC.
  • Bayan shekara daya da rabi, yawan kuɗin da kuke bayarwa kowace wata (1000 rubles) zai zama 20-30% na darajar kwamfutarka ta yanzu.
  • Bayan shekaru biyu, idan ka gama biyan bashin, zaka so sabon kwamfuta (musamman idan ka sayi shi don wasanni), saboda a kan kawai biya mai yawa za su daina "tafi" kamar yadda muke so.

Sakamakon na

Idan ka yanke shawarar saya kwamfutar a kan bashi, ya kamata ka fahimci abin da ya sa kake yin wannan kuma ka tuna cewa kana samar da irin "m" - wato, Wasu kudaden da dole ne ku biya bashin lokaci kuma abin da ba su dogara ne akan yanayin ba. Bugu da ƙari, sayen kwamfutar ta wannan hanya za a iya la'akari da shi azaman jima'i na tsawon lokaci - watau. kamar dai kuna biya kowane wata don amfani da shi. A sakamakon haka, idan, a ra'ayinka, hayar kwamfutarka don biyan bashin wata wata barata - to, ci gaba.

A ganina, yana da daraja shan rance don saya kwamfutar kawai idan babu wata damar da za ta saya shi, kuma aikin ko horo ya dogara da shi. A lokaci guda, Ina bada shawarar yin rancen bashi don lokaci mafi kankanin - 6 ko 10 watanni. Amma idan ka sayi PC a wannan hanya don "duk wasannin tafi", to, yana da ma'ana. Zai fi kyau jira, adana da saya.